The Broker WordPress Theme

The Broker is a purpose-built mortgage broker WordPress theme for Canadian, FSRA-licensed brokers — not a generic business template dressed up with stock photos. It ships with live rate management, five compliant Canadian mortgage calculators, and a complete lead pipeline baked straight into WordPress. It is a Full Site Editing (FSE) block theme, so there is no page builder to learn and no companion plugin to install. Everything is editable in the Site Editor, and everything is built around how a real brokerage actually works.

A Mortgage Broker WordPress Theme Built for the Way You Work

Most “mortgage” themes are a color swap on a corporate template. The Broker is different. Rates, calculators, applications, compliance disclosures, and team bios are first-class features with their own admin tools — so the site you launch on day one already does the job a broker needs it to do. Choose one of three ready-made homepage layouts, import the demo content, plug in your FSRA license numbers and live rates, and you are ready to take applications.

One Theme, Three Businesses

The Broker sells as a single product but fits any stage of a brokerage. Each homepage is a custom Full Site Editing template you simply assign to your front page in the Site Editor:

• Home — Solo Broker. A focused, personal layout for an individual agent who is the face of the business.
• Home — Brokerage Office. A team-and-storefront layout for a brokerage with a physical office and multiple agents.
• Home — Corporation. A multi-office, multi-location layout for a larger firm that needs scale and structure.

Five Real Canadian Mortgage Calculators

These are native Gutenberg blocks with live JavaScript math and PHP-canonical formulas that follow actual Canadian rules — not embedded third-party iframes. Each calculator automatically pulls your live rates and ends with a lead-capture call to action, so a visitor running the numbers can request a pre-approval without leaving the page.

• Affordability — maximum purchase price using GDS/TDS limits and CMHC premium rules.
• Mortgage Payment — semi-annual compounding per the Interest Act, with accelerated bi-weekly and weekly options.
• Stress Test — the B-20 benchmark (contract rate plus 2% or the 5.25% floor, whichever is higher).
• Renewal Savings — shows clients what switching at renewal could save them.
• Land Transfer Tax — per-province brackets plus city rules like Toronto, including first-time-buyer rebates.

Live Rate Management With a Rate Matrix Admin

Stop editing rates in a dozen places. The Broker gives you a Lenders post type (one entry per lending partner — TD, MCAP, Scotia, and so on) and a Rates post type (one cell per lender, term, and product). A bulk-editable Rate Matrix admin grid lets you update every rate at once. On the front end, rate strip, rate table, and rate card blocks display the current matrix automatically — and feed the calculators the same numbers, so your site never contradicts itself.

A Built-In Lead Pipeline — No CRM or Plugin Needed

The Broker captures and stores leads inside WordPress, so you are not paying for or wiring up a separate CRM on day one:

• Apply Wizard — a multi-step pre-approval application that records credit-pull and contact consent with timestamps, creating an auditable compliance record.
• Contact form — works over the REST API with a no-JavaScript fallback so nothing is lost.
• Unified Leads inbox — every submission lands in one place as a Leads post type entry.
• Anti-spam built in — nonce verification, a honeypot field, and per-IP rate limiting.

Compliance-First, Because You Are Regulated

Compliance is a real differentiator in this niche, not an afterthought. The Broker includes a dedicated compliance toolbar template part and Customizer fields for your FSRA license numbers (both broker and brokerage), a regulator badge, the provinces you are authorized in, and your industry memberships. The calculators are regulator-aware, so the numbers your visitors see reflect the rules you actually operate under.

Content Types Made for a Brokerage Site

Out of the box you get the custom post types a brokerage actually uses: Brokers (team bios), Offices (multi-location), Services, Recent Closes (anonymized funded deals as social proof), Press Mentions (“as featured in”), and Reviews with ratings stats and filters. Social proof and team credibility are structured data, not something you fake with a one-off page.

A Polished Design System

The Broker ships with seven FSE Style Variations — Forest, Olive, Ocean, Modern, Slate, Brick, and Espresso — so you can rebrand the entire site with a single click. Typography pairs the Fraunces display serif with Inter for body text, both bundled and self-hosted for speed and privacy. The block inserter is curated: WordPress.org’s generic patterns are disabled, so only on-brand patterns for heroes, process steps, calls to action, locations, and press strips appear when you build a page.

Modern Stack, One-Click Setup

One-click demo import brings in pages, brokers, lenders, rates, services, reviews, and press mentions so you start from a finished site instead of a blank screen. The theme is built on a modern Webpack build, is translation-ready with a bundled .pot file, and includes responsive image sizes. Because it is Full Site Editing, the header, footer, templates, and every section are editable directly in the Site Editor.

Fast by Default — No Caching Plugin Required

Speed is built into the theme, not bolted on with plugins. On a clean install with no caching plugin, The Broker earns a GTmetrix Grade A — 98% Performance and 96% Structure — with a 923ms Largest Contentful Paint, 40ms Total Blocking Time, and a perfect 0 Cumulative Layout Shift. Self-hosted fonts, a lean Webpack build, and Full Site Editing markup mean your pages load fast for clients on any device, and you keep that headroom to add caching later if you want it.

Who Is The Broker For?

The Broker is built for Canadian, FSRA-licensed mortgage professionals at every scale. A solo broker gets a credible, application-ready website without hiring a developer. A brokerage office gets a team directory, multiple locations, and a shared rate matrix. A multi-office corporation gets the structure to manage agents, offices, and compliance across the whole firm. If you are a broker who wants live rates, real Canadian calculators, and a lead pipeline working on launch day — rather than a generic template you have to bolt all of that onto — this theme was made for you.

Why Choose The Broker?

Because it was clearly built by people who understand brokers. The calculators follow real Canadian rules — the Interest Act’s semi-annual compounding, the B-20 stress test, province-by-province land transfer tax. Compliance is handled with dedicated FSRA fields and a regulator-aware design instead of a disclaimer you paste in yourself. Rates live in one matrix that feeds both your published tables and your calculators, so nothing falls out of sync. And the whole thing is a clean Full Site Editing block theme with no page builder and no required companion plugin, which means fewer moving parts, faster pages, and a site you can actually maintain.